Often, yes. Day-one ABN funding is available with selected lenders, depending on the asset, the deposit and your background in the industry. We'll tell you quickly whether it stacks up.

Yes. We arrange finance for new and used equipment, through dealers or private sale, subject to the asset type, age and the lender's requirements.

Straightforward transactions can settle the same day once your documents are in. More complex deals take longer, but presenting them properly is what keeps them moving.

A decline from one lender doesn't mean the deal isn't fundable. With 70+ lenders across banks, non-banks and private funders, options may be available where a single bank has said no.

Yes. We can help you source the right equipment for your business. We’ll just need to know what type of equipment you’re looking for, the weight and specifications, the type of work it will be used for, and any preferences you have. From there, we can help find suitable equipment from a dealer located near your worksite.

The initial chat is free and no-obligation. On most commercial equipment finance transactions the lender pays our commission, so there's no separate cost to you. We'll always be clear on any fees before you proceed.

We finance just about all types of equipment used for business purposes: earthmoving and construction machinery (excavators, skid steers, dozers, wheel loaders, graders and more), trucks and prime movers (tippers, dump trucks, rigid trucks and more), trailers, agricultural equipment (tractors, harvesters and more), manufacturing and industrial machinery, warehouse and material-handling equipment, and mining and forestry gear. If it's an asset used to run or grow your business, there's a good chance we can help finance it.

Yes. Second-hand equipment can often be financed, subject to the age, condition, value and type of equipment, as well as the lender's criteria. We can of course also finance new equipment.

Not necessarily. Some deals can be structured with little or no deposit, depending on the asset, lender and your overall application. We'll show you the available options rather than assuming you need to contribute a deposit.

It depends on the deal and lender. Some applications can be relatively straightforward, while others may require financials, bank statements, identification, asset details or other supporting information.

Yes. We can help source the equipment, provided the purchase is financed through Vanta Capital. We can work with suppliers and dealers to help you find the right equipment and arrange the finance around the purchase.

There isn't a single equipment finance rate that applies to everyone. Your rate can depend on the lender, asset, loan amount, term and your business and financial position. We'll compare suitable options rather than quoting a generic rate.

If you're concerned about your credit score being affected, we can discuss your scenario with the lender before submitting an application. We'll establish whether you're likely to meet the lender's criteria first, so we can avoid unnecessary credit enquiries where possible.

We'll review your situation, understand what you're looking to finance and identify suitable funding options. From there, we'll manage the application process with the lender and keep you updated through to settlement.

Yes. Bad credit doesn't automatically mean you can't get equipment finance. We work with 70+ lenders, including lenders that can accommodate applicants with adverse credit histories, depending on the circumstances.